Capital growth or Yield? Which will make you rich?

When it comes to giving investment property advice, I am a firm believer in QUALITY property, not quantity and capital growth is always my primary objective. I really don’t see the point in building a portfolio of properties that deliver high rents yet fail to grow in value. (I will put in a caveat, however: there is only one exception to this rule*, and you will have to read to the end to find out what that is…) And even though I am a passionate property investor myself, it must be said that tenants can bring headaches, so owning a few really good properties is always easier to manage than a lot of ordinary ones.

Here are eight really good reasons why capital growth is so important:

Another month, another rate cut with another close in slight. Finance can be so tedious.

That is until you realise it could mean more money in your pocket. But how?

A dramatic increase in the number of lenders has highlighted the need for greater research and due diligence, when searching and applying for a loan.

The act of purchasing a property, commonly requiring the production of significant personal information, coupled with the commitment of large sums of money, can be stressful.