Bluesky Financial Group's Byron Bay office, formerly North Coast Financial Solutions, has served the Northern Rivers for decades, with brokers Sonny Singh, Dalpreet Johal and James Bolte arranging home, investment and business lending from Byron Bay and Bangalow across Lennox Head, Ballina, Ocean Shores, Mullumbimby, Federal and Lismore. Same local team, same offices, new name.
Why do self-employed borrowers in Byron Bay need a specialist broker?
Much of the Northern Rivers earns its income outside a payslip: business owners, creatives, remote workers and contractors, which standard bank assessment handles poorly. A specialist broker presents business financials, retained earnings and variable income in the format each lender accepts. It's the difference between a decline and an approval at the same income.
Sea-changers buying the lifestyle property, locals upgrading, business owners building on acreage, investors chasing the region's rental demand. This market is anything but standard, and neither are its income structures.
We've spent years presenting Northern Rivers financials to lenders, and it's why the region's accountants keep referring their clients to this office.
1/4 Lawson St, Byron Bay NSW 2481
1800 383 134 - same team, same offices, new name.
We joined forces with Bluesky Financial Group in July 2026. Same brokers, same offices, same phone numbers, now with more resources behind your application.
Yes. Lender policy on short-term rental income varies enormously, and we know which lenders count it and how much.
Completely. Video strategy sessions, digital signing and ID verification; many of our sea-change clients settle before they've unpacked.
Yes. Land size, zoning and dual-occupancy all affect lender choice, and this is home-ground knowledge for our team.
Nothing. The lender pays us at settlement, disclosed in full.
Book your strategy meeting in Byron Bay or Bangalow - or by video anywhere across the Northern Rivers.
Call Jess to schedule a strategy session
with one of our brokers - 0474 471 489
Finance structured around your goals.