Commercial lending is a minefield of terms, covenants and asset requirements. We guide you through it, and negotiate like it's our own money on the table.
What can a commercial finance broker arrange?
A commercial finance broker arranges lending for commercial property purchases, business acquisitions, working capital, equipment and development, across banks, second-tier lenders and private funders. Bluesky Financial Group structures commercial facilities to protect cash flow and preserve personal borrowing capacity, coordinating terms, security and covenants on your behalf.
The wrong commercial facility quietly caps your growth: cross-collateralised security, personal guarantees you didn't need to give, covenants that bite at renewal.
We negotiate the structure, not just the rate, and we keep your personal and business lending working together, because for most of our clients they're the same balance sheet.
A car, a fleet, an excavator, a fit-out. Financed quickly, structured tax-effectively, and never at the expense of your next property move.
Dealer finance is convenient and priced accordingly. We source asset finance from lenders who compete for the business, often with same-week approval, and we watch the second-order effect most people miss: how each new facility affects your home and investment borrowing capacity.
A Brisbane pharmacist refinanced $1.075M held in a company-trust structure and funded a second pharmacy - lodged to approved in a single day.
Several lenders balked at the multiple-ownership trust. We placed it with a specialist who read the years of continuous growth, cut the residential rate and freed the funding for the expansion.
Read Sonny’s case study →Typically 20–35% depending on the asset and tenant profile, less with residential security or strong lease covenants.
Banks are cheaper; private funders are faster and more flexible. The right answer depends on the deal and the deadline. We broker both.
Often 24–72 hours for standard vehicles and equipment with clean financials.
Yes, often by more than the repayment suggests. This is exactly why we structure asset and property lending together.
Yes, for working capital and short-term needs, with honest advice about when unsecured money is worth its price and when it isn't.
Commercial property, an acquisition, working capital or the next asset - we negotiate the structure, protect your cash flow, and keep your personal borrowing capacity intact.
Call Jess to schedule a strategy session
with one of our brokers - 0474 471 489
Finance structured around your goals.